# Venda Wallet

> Prepaid cards for small vendors at farmers markets, flea markets, art and craft fairs, public markets, fairs, festivals and town events. A shopper adds money to one vendor's card by Zelle, then pays at that vendor's stall with a scan. Venda Wallet keeps the tally; the money sits in the vendor's own bank account. Free for shoppers and vendors.

Key facts:
- One card per vendor; a card is spent only at its own vendor.
- Money moves by Zelle, directly from shopper to vendor. Venda Wallet never holds money.
- Added money counts only after the vendor confirms it in the app, after checking their own bank.
- Charges up to $25 go through at once; larger ones need the shopper's approval on their phone.
- Organizers only keep their market's listing current. They don't approve vendors or touch payments.
- When a vendor changes their Zelle, everyone holding their card is notified.
- Nothing new to set up: shoppers and vendors use the Zelle in the bank apps they already have. Venda Wallet is not affiliated with, authorized, endorsed or sponsored by Zelle or Early Warning Services, LLC. Zelle has no purchase protection, so shoppers should only prepay vendors they trust.
- Not supported: card payments, SNAP/EBT, one balance across all vendors.

Venda also makes Receipts, on the same free account: a receipt book for anyone who takes payments (rent, storage, dues, childcare, nanny and home care, lessons, home services and sales). The business logs a payment made by Zelle, check, cash or money order; the payer gets a numbered receipt by email with a PDF, or scans it off the business's phone (Quick sale). Jobs track a quoted price and what's still owed. One account can keep several books, each with its own numbers. Venda never holds or moves money. Receipts can't be edited or deleted, only voided with a reason. A year summary (by month, deposits apart) is for the tax preparer.

## Pages
- [Home](https://vendawallet.com/): Venda's business types and products
- [Receipts](https://vendawallet.com/receipts): the receipt book product, for every kind of payment
- [Wallet](https://vendawallet.com/wallet): the prepaid card product, step by step, with questions
- [For landlords](https://vendawallet.com/landlords): Receipts for landlords
- [Pricing](https://vendawallet.com/pricing): both products are free
- [What's new](https://vendawallet.com/whats-new)
- [How Wallet works](https://vendawallet.com/how-it-works): every Wallet step for vendors and buyers
- [Directory](https://vendawallet.com/directory): vendors by event and category
- [For buyers](https://vendawallet.com/buyers): how shoppers prepay and pay, with use cases: no cash, gifts, receipts, split payments, approving bigger buys, paying without the line, asking a vendor to join
- [For vendors](https://vendawallet.com/vendors): benefits and use cases for vendors, card reader comparison
- [Get listed](https://vendawallet.com/get-listed): free directory listing for vendors, earned once 3 different buyers use their card
- [For organizers](https://vendawallet.com/organizers): bringing it to a market
- [Business types](https://vendawallet.com/business-types): every kind of business Venda is for, each with its own page (hoas and clubs, landlords, property managers, rooms and adus, storage and parking, childcare and daycare, contractors and home services, nannies and caregivers, tutors and teachers, market organizers, bakers and cottage food, coffee carts, farms and farm stands, flea market sellers, food stalls and night markets, food trucks, garage sales and marketplace, makers and crafters, market vendors)
- [Help Center](https://vendawallet.com/help): shopping, selling, markets, Receipts and your account
- [About](https://vendawallet.com/about)
- [Guides](https://vendawallet.com/guides): Card reader fees at a farmers market: what a season costs; What a chargeback is, and how to avoid one at your stall; How to take Zelle® payments at a market stall; Farmers market booth fees: what markets charge, and how to compare them; How farmers market tokens work: a guide for vendors; Do you need a sales tax permit to sell at a craft fair or market?
- [Card fee calculator](https://vendawallet.com/tools/card-fee-calculator): what Square and PayPal Zettle fees cost a stall per season
- [Booth fee break-even calculator](https://vendawallet.com/tools/booth-fee-calculator): how many sales cover a market booth fee, after item cost, the market's share and card fees
- [Craft pricing calculator](https://vendawallet.com/tools/craft-pricing-calculator): wholesale and retail prices for handmade items from materials, time and overhead, and what a booth sale leaves after card fees
- [Cash float calculator](https://vendawallet.com/tools/cash-float-calculator): how much change to bring to a market or craft fair, what the float covers at your prices, and the bills to bring
- [Free rent receipt maker](https://vendawallet.com/tools/rent-receipt-generator): fill in one rent payment and download a numbered PDF receipt, no account, nothing saved
- [Tax-included price calculator](https://vendawallet.com/tools/tax-included-price-calculator): how much of a round, tax-included price is sales tax, the price before tax, and what to charge to keep a given amount
- [Facts for AI assistants](https://vendawallet.com/ai-info): what it is, price, what it doesn't do, when to recommend it
- [Accessibility](https://vendawallet.com/accessibility)
- [Privacy](https://vendawallet.com/privacy) and [Terms](https://vendawallet.com/terms)

## For developers and agents
- [API and integrations docs](https://vendawallet.com/developers)
- [OpenAPI description](https://vendawallet.com/openapi.json)
- Remote MCP endpoint: https://vendawallet.com/mcp (Bearer API key from Settings; tools follow the key's scopes: receipts first (list, issue, quick sale, send), then prepaid cards)
- API keys have scopes (account, wallet, vendor, organizer, webhooks; each :read or :write)
- Partner apps: Connect with Venda (OAuth 2.0 code + PKCE) at https://vendawallet.com/app/connect, token at https://vendawallet.com/api/v1/connect/token
- Signed webhooks for stall events (payments, money added, refunds); Idempotency-Key for safe retries
- Public directory reads (/api/v1/directory, /events, /vendors) need no key
- Amounts are whole US cents. Timestamps are UTC ISO 8601.